Meet Our Lending Team

Let one of our friendly and knowledgeable lenders help make your dreams a reality.

Lending

Jason Braden
Senior Vice President
Senior Credit Officer
NMLSR ID # 740747
5101 5th Avenue
Eastman, Georgia 31023
W: 478-220-6104
jason.braden@citizensga.com

Kennon Graham
Vice President
NMLSR ID #554239
5101 5th Avenue
Eastman, Georgia 31023
W: 478-220-6110
kennon.graham@citizensga.com

Janice Cadwell
Assistant Vice President
Mortgage Loan Originator
NMLSR ID #708097
5101 5th Avenue
Eastman, Georgia 31023
W: 478-220-6128
janice.cadwell@citizensga.com

Gail Rainey
Assistant Vice President
NMLSR ID #708098
5101 5th Avenue
Eastman, Georgia 31023
W: 478-220-6102
gail.rainey@citizensga.com

Jimmy Ray
Vice President
NMLSR ID #708099
141 8th Street
Helena, Georgia 31037
W: 478-220-6151
jimmy.ray@citizensga.com

Pam Knowles
Assistant Vice President
Helena & Rhine Branch Manager
NMLSR ID # 708082
390 2nd Street
Rhine, Georgia 31077
W: 478-220-6155
pam.knowles@citizensga.com

Tracy Dykes
Assistant Vice President
NMLSR ID#708096
127 6th Street Southeast
Cochran, Georgia 31014
W: 478-220-6175
tracy.dykes@citizensga.com

Mary Ann Young
Vice President
Cochran Branch Manager
NMLSR ID#1176915
127 6th Street Southeast
Cochran, Georgia 31014
W: 478-220-6171
maryann.young@citizensga.com

Krystal Davis
Loan Administrative Assistant
NMLSR ID #1512457
5101 5th Avenue
Eastman, Georgia 31023
W: 478-220-6116
krystal.davis@citizensga.com

Cierra Ciucevich
Loan Administrative Assistant
NMLSR ID #1422257
5101 5th Avenue
Eastman, Georgia 31023
W: 478-220-6114
cierra.ciucevich@citizensga.com

Carla Alligood
Loan Administrative Assistant
NMLSR ID#1422285
141 8th Street
Helena, Georgia 31037
W: 478-220-6152
carla.alligood@citizensga.com