Personal Banking

At Citizens Bank & Trust, we believe that banking should be more than just financial transactions — it should start with relationships. Here, you’re a friend, a neighbor and then a customer.

Checking

Our checking accounts come with the features you would expect, a few pleasant surprises and, most importantly, bankers who truly care.

Savings

We have crafted Savings products with competitive rates, flexible terms and excellent service. Just for you.

Borrowing

We have solutions for your personal financial needs and answers for your questions. Best of all, we have the time to sit down and talk. You can get to know the people who make our lending decisions. It’s a better way to borrow.