Personal Checking

Your checking account is likely the one you’ll use most, so we’ve put a great deal of thought into building account options that you’ll appreciate. You’ll enjoy the technology and convenience that you’d expect from a modern bank, combined with a personal relationship that makes banking more than a transaction.

Features available with all checking accounts:
  • Debit card
  • Unlimited CB&T ATM usage
  • Transfers between CB&T accounts
  • Direct Deposit
  • Telephone banking
  • Electronic statements
  • ​Online Banking

Take a look at the great checking accounts below. It's easy to compare to see which solution is right for your life.

  • Minimum deposit to open: $100.00
  • Must have direct deposit or be a full-time student age 23 or younger
  • No monthly service charge
  • Unlimited check writing
  • Minimum deposit to open: $25.00
  • Must enroll in Online Banking and eStatements
  • 10 check withdrawals per month*
  • 2 FREE foreign ATM withdrawals in a calendar month
* Monthly service charge of $8.00 if check withdrawals exceed 10 per month
  • Minimum Deposit to open: $25.00
  • No check writing; Electronic access only
  • No minimum balance required
  • Must enroll in Online Banking and eStatements
  • Monthly service charge of $8.95
  • Minimum deposit to open: $50.00
  • Minimum daily balance of $500.00*
* Monthly service charge of $5.00 if balance falls below $500.00 during the month plus $0.12 per debit fee
  • Minimum deposit to open: $100.00
  • Must be age 50 or older
  • Minimum daily balance of $100.00*
  • Interest bearing
  • First order of checks is free
  • Club benefits**
* Monthly service charge of $7.00 if balance falls below $100.00 during the month ** Ask a Customer Service Representative for details
  • Minimum deposit to open: $100.00
  • Must be age 50 or older
  • Monthly membership fee of $5.00
  • Interest bearing
  • All check orders are free
  • Club benefits*
* Ask a Customer Service Representative for details
  • Minimum deposit to open: $1,500.00
  • Minimum daily balance of $1,500.00
* Monthly service charge of $5.00 if balance falls below $1,500.00 during the month plus $0.15 per debit fee

To learn more, drop by one of our convenient locations or click here to have a customer service representative contact you.

Want to speed up the process? Click here to access a printable copy of our New Consumer Account Profile, complete it, and bring it in with you.