Citizens Bank and Cochran Bank are committed to helping you in your journey to financial success. Below are links to guides, tips, and websites to help educate and guide you down the right path.

seven steps to better money management

eight simple steps for balancing your checkbook

debt reduction strategies

effective strategies for saving

creating an effective personal budget

personal budget planner download

helpful money management websites

http://mappingyourfuture.org/money
Provides tips for financial fitness, understanding your income, managing your bank accounts, creating budgets, and
establishing savings. Features several helpful calculators, including a Savings Calculator and test to help you gauge your
current financial situation.

http://www.mymoney.gov
This government sponsored website provides additional helpful resources for retirement planning and financial fitness,
including free online calculators.

http://www.vertex42.com/Calculators/debt-reduction-calculator.html
This site provides a free download Debt Reduction Calculator that allows you to determine the amounts you should be
paying towards each of your debts and calculates the money you will save by paying your debts in the recommended
order. Additionally, the program tells you when each of your debts will be paid off.

http://www.nfcc.org/
This is the home site for the National Foundation for Credit Counseling, a national non-profit network of 1,450
Member agencies designed to provide assistance to people dealing with stressful financial situations. The site provides
links and information for financial counseling, debt planner tools, and other helpful websites.