Residential Mortgage loans

Let our mortgage experts help you find the best long term financing option to purchase or refinance your home, second home, or rental property.

Mortgage options

  • Purchase & refinance loans
  • Fixed or adjustable rate mortgages
  • Terms up to 30 years
  • Conventional, FHA, VA, and USDA loans
  • Jumbo Loans
  • Cash-Out Refinances
  • Primary residence, second homes, condos, and investment properties

To learn more, visit one of our convenient locations or click here to have a friendly, knowledgeable mortgage lender contact you.

If you would like to see if you prequalify for a mortgage, click the button below and complete a prequalification form. Please print it and bring it in to one of our mortgage lenders.

To complete our full residential credit application, click here, print it, and bring it in with you.

Citizens Bank & Trust Company (NMLSR ID # 512258) and its mortgage loan officers are registered with the NMLSR.